• 269-240-9110
Privacy
Policy

Effective Date: 02/17/2026

C Hammer Insurance Group (“we,” “our,” or “us”) is a licensed insurance agency in Michigan. We are committed to protecting your personal information and complying with applicable federal and state privacy requirements.

This policy covers information we collect through our website, phone, and email:

Website: www.chammerinsurance.com
Phone: 269-240-9110
Email: chris@chammerinsurance.com

Our website uses EZLynx as a CRM and is hosted on a GoDaddy domain.

1. Information We Collect

A. Personal Information — may include:

  • Name and business name
  • Email and phone number
  • Mailing address
  • Date of birth (when needed for underwriting)
  • Driver or vehicle details
  • Business operations, payroll, and revenue data
  • Loss history, policy and claims information
  • IP address, device and browser information
  • Website usage via cookies

B. Commercial Insurance Data — for quotes/underwriting:

  • Payroll and revenue figures
  • Business operation descriptions
  • Vehicle details
  • Loss history

C. Technical Data — such as:

  • IP address, browser type, device data
  • Cookies and site analytics

2. How We Use Information

We use collected information to:

  • Provide insurance quotes and service policies
  • Submit applications and communicate with carriers
  • Process endorsements, renewals, and requests
  • Respond to inquiries and improve our website
  • Meet regulatory and legal obligations

3. Information Sharing and Disclosure

We do not sell or rent personal information.

A. Data Sharing

We may share data with:

  • Insurance carriers for underwriting and servicing
  • EZLynx CRM
  • Telephony/Zoom systems
  • Payment processors
  • Government authorities when required by law

Sharing is limited to legitimate business purposes.

4. SMS & Communication Consent (TCPA)

By opting into SMS (via forms, web interactions, or replying affirmatively), you consent to receive messages from:

C Hammer Insurance Group
269-240-9110
https://www.chammerinsurance.com

SMS may include quote follow-ups, application updates, account and renewal notices, billing messages, COI confirmations, appointment scheduling, customer service messages, limited promotional content, and risk review follow-ups.

Message frequency varies; carrier message and data rates may apply. To stop messages, reply STOP; you will receive a confirmation and no further messages unless you opt back in.

For help, reply HELP, visit https://www.chammerinsurance.com , or call 269-240-9110.

SMS consent is not required to purchase products. SMS consent is not shared with third parties.

5. Michigan Privacy Rights

Michigan residents may request access, correction, or deletion of their personal data where legally permitted. Send requests to chris@chammerinsurance.com.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards (including secure EZLynx systems, encryption where available, and access controls) but cannot guarantee absolute security.

7. Children's Privacy

Our services are intended for users age 18 or older.

8. Policy Changes

We may update this policy periodically. Changes will be posted on this site.

9. Contact Us

C Hammer Insurance Group
Edwardsburg, MI
Phone: 269-240-9110
Email: chris@chammerinsurance.com
Website: www.chammerinsurance.com